Why Pre-Approval Wins (Universal Truth)

• Know your real budgetAvoid falling for a $900K house if you only qualify for $725K.

• Beat cash offersPre-approval + financing contingency waiver makes you as strong as cash.

• Move fastLow-inventory markets = pre-approved buyers win in 48 hrs.

• Negotiation leverageSellers pick the offer with a pre-approval letter attached every time.

Get Pre-Approved in <24 Hours (Copy-Paste Plan)

1. Pick a fast lender (I’ll send you 3 who close in 15 days):

   • Text or call me right now 773-861-5115

2. Grab 4 docs (PDFS)

   • Last 2 paystubs

   • Last 2 W-2s

   • Last 2 bank statements (all pages)

   • Last 2 year taxes if self employed

   • Driver’s license

3. Apply online (5 min):

   • Lender site → “Get Pre-Approved” → upload docs.

   • Pro tip: Select “Purchase” and note your target price range.

4. Get your letter (PDF/email):

   • Example: “You’re pre-approved for $750,000 at 6.75% (30-yr fixed).”

   • We Will Attach this to every offer — non-negotiable.

Your Next 3 Moves (After Pre-Approval)

1. Text or email me your pre-approval letter 773-861-5115 or mancheskialec@gmail.com → I’ll unlock off-market/pocket listings.

2. Book a 15-min buyer consult → I’ll map your 3 target neighborhoods.

3. We schedule our first showings and the fun begins!